Antwort What do I need to open a US bank account? Weitere Antworten – What documents do I need to open a bank account USA

What do I need to open a US bank account?
What you need to open a checking account

  1. Your Social Security number.
  2. A valid, government-issued photo ID like a driver's license, passport or state or military ID.
  3. A minimum opening deposit of $25 to activate your account (once you've been approved).

Non-U.S. citizens can open bank accounts in the U.S., but may need to go through extra steps, especially if they're nonresidents. Some banks and credit unions accept alternative forms of identification, such as an Individual Taxpayer Identification Number (ITIN), for non-U.S. citizens to open accounts.For a faster application process, please have the following information on hand when you begin your application:

  1. Your Social Security number.
  2. Your current residential address.
  3. Your email address.
  4. Your account number or debit card number to make your opening deposit into your new Bank of America account.

Can I open bank account in USA without residency : Having a checking account can be a way to build a solid foundation for your financial life in the U.S. Some non-residents sometimes believe they're ineligible to open a bank account in this country. Fortunately, that isn't true. Many financial institutions offer U.S. bank accounts for non-residents.

Can I open a bank account without SSN

Can I open a bank account without a SSN Yes, it's possible to open a bank account as an undocumented immigrant or without having a Social Security number. You'll need to provide other forms of proof of ID, such as a passport, driver's license, consular ID or birth certificate.

Which bank is safest in USA : JPMorgan Chase, the financial institution that owns Chase Bank, topped our experts' list because it's designated as the world's most systemically important bank on the 2023 G-SIB list. This designation means it has the highest loss absorbency requirements of any bank, providing more protection against financial crisis.

Banks and credit unions that accept alternative IDs

Bank or credit union Requirements
Alliant Credit Union No residency requirements, but non-expired ITIN is required
Axos Bank Varies
Bank of America Must be living in the U.S.
Chime Permanent residency required


You can apply online for a checking account if you're 18 years or older and a legal U.S. resident. You'll need the following information: Your Social Security number. A valid, government-issued photo ID like a driver's license, passport or state or military ID.

How much money do you need to open an account for Bank of America

If you do, opening an account at a bank or credit union is straightforward. The interest they pay for savings accounts You usually need to make an initial deposit between $25 and $100 to open a savings or checking account. Find out how much you must keep in the account at all times to avoid or reduce fees.How can I open a checking account with Bank of America You can apply online for a checking account, savings account, CD or IRA. Simply select an account, enter your personal information, verify your information and choose features & funding options.Here are some banks and credit unions that don't require you to have an SSN to open an account:

  • Bank of America.
  • Chase.
  • Wells Fargo.
  • Marcus by Goldman Sachs.
  • Self-Help Federal Credit Union.
  • Latino Credit Union.


Which U.S. banks don't require a SSN Some U.S. banks that don't require an SSN to open an account include Bank of America, Alliant Credit Union, Axos Bank. Revolut, a neobank that offers banking services, also doesn't require one.

What is the best bank in USA for foreigners : The 7 best banks for non-residents in the U.S.

  • SoFi.
  • HSBC.
  • Chase.
  • Capital One.
  • Bank of America.
  • Wells Fargo.
  • Charles Schwab.

What is the #1 bank in America : Summary of the Largest Banks in the U.S.

Ranking Bank Headquarters
1 JPMorgan Chase New York, NY
2 Bank of America Charlotte, North Carolina
3 Wells Fargo San Francisco, California
4 Citibank New York, New York

Which bank in the USA is best for foreigners

The 7 best banks for non-residents in the U.S.

  • SoFi.
  • HSBC.
  • Chase.
  • Capital One.
  • Bank of America.
  • Wells Fargo.
  • Charles Schwab.


Our Rankings of Easy Online Checking Accounts With Mobile Deposit

Account Time to Apply Opening Deposit
Chime 2 minutes None
Revolut 5 minutes None
Capital One 5 minutes None
Current 5 minutes None

Pay $6.95 or $0 monthly maintenance fees if you meet any of these requirements. Easily get your monthly maintenance fees 2 waived with one or more of these: Average account balance of $1,500 or greater. Have an open qualifying U.S. Bank consumer credit card.

Do you need $100 to open a Bank of America account : Bank of America Advantage Relationship Banking

The minimum opening deposit is $100, and the monthly fee is $25. You can avoid the fee with a Preferred Rewards membership or a $10,000 minimum combined balance in your Bank of America accounts.