Antwort Do you need a US address to open a US bank account? Weitere Antworten – Can I have a US bank account with a foreign address

Do you need a US address to open a US bank account?
You must be living in the U.S. to open your account. You'll need to provide both a foreign and U.S. address, as well as two forms of ID and a tax identification number.Yes, a foreigner can open a bank account in the US without needing a US address. However, not all banking institutions allow for it. Even traditional banks that do offer accounts to non-residents often have requirements – like opening the account in person – that make it difficult for non-residents to apply.Having a checking account can be a way to build a solid foundation for your financial life in the U.S. Some non-residents sometimes believe they're ineligible to open a bank account in this country. Fortunately, that isn't true. Many financial institutions offer U.S. bank accounts for non-residents.

Can I have a US bank account without living in the US : Yes, non-resident aliens are able to open US bank accounts. They still need to provide the required documentation to prove their identity, address, and employment as well as a US Taxpayer document.

Do US banks require a US address

Unfortunately, most major US banks will require proof of a US address as part of the application process for a checking account¹. This is along with proof of ID, such as a driver's license, Social Security Card, passport or birth certificate.

Can I have a Bank of America account if I live abroad : Bank of America offers accounts to US residents and Green Card holders, with no specific restrictions based on nationality. If you're a non-resident alien you can also open an account with Bank of America — but you'll need to have a US address, which you provide to the bank alongside your permanent foreign address.

Some banks, particularly local ones will require that you apply to open an account in person and with proof of a US address but it is possible to open an account with a UK address, and don't forget that some UK banks will also permit you to open a US account such as the HSBC's Overseas Account services.

It is possible in theory to set up a US bank account online from abroad — but in practice it's usually hard to find a traditional bank which will let foreigners get full access to an account online. That may mean you can start your application remotely, but need to attend a branch to get verified, for example.

Can a non US citizen open a bank

Even if you're not a U.S. citizen, you can still open a bank account in the U.S.; however, you'll need to jump through some hoops to verify your identity and provide additional forms of identification.Credit unions and banks that don't require Social Security numbers to open an account

  • Bank of America.
  • Chase.
  • Wells Fargo.
  • Marcus by Goldman Sachs.
  • Self-Help Federal Credit Union.
  • Latino Credit Union.

Before you begin your first U.S. credit card application, you will need to have a U.S. mailing address.

Can you keep your US bank account if you move abroad Some banks may let you to keep your US account when you move to another country, but it could be more convenient and beneficial to open up an international account, like our Expat current accountExpat current account This link will open in a new window.

Why do US banks require a US address : The US federal banking regulations require all bank accounts to have a registered real "physical" address. This is why banks are required to ask for a physical address when opening a new account. This regulation is not something new, but it has never really been actively enforced in the past.

Does Bank of America allow foreign address : Bank of America offers accounts to US residents and Green Card holders, with no specific restrictions based on nationality. If you're a non-resident alien you can also open an account with Bank of America — but you'll need to have a US address, which you provide to the bank alongside your permanent foreign address.

How do I open a bank account in the US while abroad

Possible requirements include:

  1. Proof of US address.
  2. Proof of a foreign address.
  3. A valid driver's licence, passport or other official government identity document.
  4. SSN or individual taxpayer identification number (ITIN)
  5. Debit/credit card from your home country.
  6. Deposit payment.
  7. Immigration documents.
  8. Proof of income.


A letter from the warden of a homeless shelter, or from an employer if the customer is in work, should be sufficient evidence. A letter from the individual's probation officer, or a hostel manager, would normally be sufficient.Yes. U.S. visa holders currently living in the U.S. may open an account in person at one of our financial centers. You must be able to provide both your permanent (foreign) and local address, as well as your ITIN (Individual Tax Identification Number).

Can I open a bank account without proof of address : To open an account to manage your finances otherwise known as a bank account, you now only need proof of ID using either a valid driving license, passport or National ID card. Modern online financial institutions can now help customers open a bank account with no proof of address.