Antwort Can non residents open bank account in US? Weitere Antworten – Can I open bank account in USA without residency

Can non residents open bank account in US?
Having a checking account can be a way to build a solid foundation for your financial life in the U.S. Some non-residents sometimes believe they're ineligible to open a bank account in this country. Fortunately, that isn't true. Many financial institutions offer U.S. bank accounts for non-residents.Getting a BoA account as a foreigner is possible, but it's a lot easier if you're a permanent US resident. If you're a non-resident alien you can open a Bank of America account — but you'll need a local US address, and you can only get your account set up in person by visiting a Bank of America financial center.Yes, non-resident aliens are able to open US bank accounts. They still need to provide the required documentation to prove their identity, address, and employment as well as a US Taxpayer document.

Is it possible to open bank account in USA for foreigners : Fortunately, a non-U.S. citizen can open a bank account in the U.S. However, they may need to come up with different identification than U.S. citizens who are trying to open a bank account.

What do I need to open a US bank account

You'll need the following information:

  1. Your Social Security number.
  2. A valid, government-issued photo ID like a driver's license, passport or state or military ID.
  3. A minimum opening deposit of $25 to activate your account (once you've been approved).

How can I open a bank account without address in USA : How to Open Bank Account Without a Physical Address

  1. Step 1: Research Banks and Financial Institutions.
  2. Step 2: Choose a Digital-Only Bank.
  3. Step 3: Get a Virtual Mailbox or Digital Address.
  4. Step 4: Contact the Bank's Customer Service.
  5. Step 5: Prepare Alternative Documentation.
  6. Step 6: Consider Affidavits or Self-Declaration.

Banks and credit unions that accept alternative IDs

Bank or credit union Requirements
Alliant Credit Union No residency requirements, but non-expired ITIN is required
Axos Bank Varies
Bank of America Must be living in the U.S.
Chime Permanent residency required


Yes, a foreigner can open a bank account in the US without needing a US address. However, not all banking institutions allow for it. Even traditional banks that do offer accounts to non-residents often have requirements – like opening the account in person – that make it difficult for non-residents to apply.

Is it hard to get a US bank account

You can visit any U.S. Bank branch to open a checking account. You'll still need identification and personal details, such as your Social Security number and a valid government-issued ID.Non-U.S. citizens can open bank accounts in the U.S., but may need to go through extra steps, especially if they're nonresidents. Some banks and credit unions accept alternative forms of identification, such as an Individual Taxpayer Identification Number (ITIN), for non-U.S. citizens to open accounts.It is possible in theory to set up a US bank account online from abroad — but in practice it's usually hard to find a traditional bank which will let foreigners get full access to an account online. That may mean you can start your application remotely, but need to attend a branch to get verified, for example.

Yes, a foreigner can open a bank account in the US without needing a US address. However, not all banking institutions allow for it. Even traditional banks that do offer accounts to non-residents often have requirements – like opening the account in person – that make it difficult for non-residents to apply.

Do I need a US address to have a US bank account : Yes, a foreigner can open a bank account in the US without needing a US address. However, not all banking institutions allow for it. Even traditional banks that do offer accounts to non-residents often have requirements – like opening the account in person – that make it difficult for non-residents to apply.

Can I open a US bank account without going to the bank : You can apply online for a checking account if you're 18 years or older and a legal U.S. resident. You'll need the following information: Your Social Security number. A valid, government-issued photo ID like a driver's license, passport or state or military ID.

What USA bank can I open for free

Bankrate's picks for the top free checking accounts

  • Discover Bank, Cashback Debit Account: Earns 1% cash back on eligible debit card purchases, $0 minimum deposit.
  • NBKC Bank, Everything Account: 1.75% APY; $0 minimum opening deposit.
  • Ally Bank, Interest Checking Account: 0.10%-0.25% APY; $0 minimum opening deposit.


This information can come from a number of documents, but is necessary to proving where you live. A utility bill, credit card statement, lease agreement or mortgage statement will all work to prove residency. If you've gone paperless, print a billing statement from your online account.You must be living in the U.S. to open your account. You'll need to provide both a foreign and U.S. address, as well as two forms of ID and a tax identification number.

Can I open a U.S. Bank account without going to the bank : You can apply online for a checking account if you're 18 years or older and a legal U.S. resident. You'll need the following information: Your Social Security number. A valid, government-issued photo ID like a driver's license, passport or state or military ID.