Antwort Can a non resident of USA open a bank account in USA? Weitere Antworten – Can I open a bank account in the US if I am not a resident

Can a non resident of USA open a bank account in USA?
Having a checking account can be a way to build a solid foundation for your financial life in the U.S. Some non-residents sometimes believe they're ineligible to open a bank account in this country. Fortunately, that isn't true. Many financial institutions offer U.S. bank accounts for non-residents.You don't need to be a US citizen or permanent resident to open a business account in the US. However, you can't open a business account for a foreign entity. This means that before you do anything else, you'll need to officially register your LLC in the US.You'll need the following information:

  1. Your Social Security number.
  2. A valid, government-issued photo ID like a driver's license, passport or state or military ID.
  3. A minimum opening deposit of $25 to activate your account (once you've been approved).

What do you need to open a bank account at Bank of America : To open a Bank of America account, choose an account, provide ID and funding, apply online or in-person with personal details, deposit funds. Bank of America offers checking, savings and certificate of deposit (CD) accounts. You may need a photo ID and another form of identification to apply.

Can I open a US bank account without a US address

Yes, a foreigner can open a bank account in the US without needing a US address. However, not all banking institutions allow for it. Even traditional banks that do offer accounts to non-residents often have requirements – like opening the account in person – that make it difficult for non-residents to apply.

Can I get a US bank account online : You can apply online for a checking account if you're 18 years or older and a legal U.S. resident. You'll need the following information: Your Social Security number. A valid, government-issued photo ID like a driver's license, passport or state or military ID.

Banks and credit unions that accept alternative IDs

Bank or credit union Requirements
Alliant Credit Union No residency requirements, but non-expired ITIN is required
Axos Bank Varies
Bank of America Must be living in the U.S.
Chime Permanent residency required


How can I open a checking account with Bank of America You can apply online for a checking account, savings account, CD or IRA. Simply select an account, enter your personal information, verify your information and choose features & funding options.

Do I need a US address to open a US bank account

Yes, a foreigner can open a bank account in the US without needing a US address. However, not all banking institutions allow for it. Even traditional banks that do offer accounts to non-residents often have requirements – like opening the account in person – that make it difficult for non-residents to apply.Requirements for Opening a Bank Account

At least two forms of government-issued ID, such as a valid driver's license or passport. Social Security number or Individual Taxpayer Identification Number (ITIN) (If you're a non-citizen and don't have a Social Security number, you'll likely need to have an ITIN.)Non-residents can open a bank account in the United States remotely, as long as they have an EIN (Employer Identification Number) or ITIN (Individual Taxpayer Identification Number) and a U.S. address. If you do not have these, you can obtain them by setting up an individual U.S. company.

You must be living in the U.S. to open your account. You'll need to provide both a foreign and U.S. address, as well as two forms of ID and a tax identification number.

How do I prove my address for a bank account in USA : This information can come from a number of documents, but is necessary to proving where you live. A utility bill, credit card statement, lease agreement or mortgage statement will all work to prove residency. If you've gone paperless, print a billing statement from your online account.

How can I open a bank account in USA from outside : Is it possible to open a US bank account online as a non-resident No. Most big traditional US banks will require non-residents to apply for an account in person. That means you have to travel to the US and walk into a bank branch to set up your account.

How to open an account in Bank of America for foreigners

U.S. visa holders currently living in the U.S. may open an account in person at one of our financial centers. You must be able to provide both your permanent (foreign) and local address, as well as your ITIN (Individual Tax Identification Number).

14 Best Banks for Expats

  • Charles Schwab.
  • HSBC Global Money Account.
  • STACK.
  • Payoneer.
  • Starling.
  • PayPal.
  • Monese.
  • Citibank. While Citibank isn't always the most flexible overseas bank solution if you want a bank that still has physical branches around the world, this is a great option.

Our Rankings of Easy Online Checking Accounts With Mobile Deposit

Account Time to Apply Opening Deposit
Chime 2 minutes None
Revolut 5 minutes None
Capital One 5 minutes None
Current 5 minutes None

What bank allows you to open an account online : You can open a checking account online or in-person at a Wells Fargo branch. You must be 18 or older to apply online. 17 and under must open at a branch.